Terms of Service - Wager Game by Toyfin Digital Pvt Ltd

Toyfin Digital Pvt Ltd (hereinafter referred as "Toyfin" or "we" or "us" or "our" or "Company") owns and offers online games including but not limited to rummy through our platform Wager Game (available at www.wagergames.co.in), hereinafter referred to as the "Portal" or "Platform".

Any person utilizing the Portal/Platform(s) or any of its features including participation in the various contests, games ("Game"/"Games") being conducted on the Portal, shall be referred to as "User" or "Player" or "you" or "your" and shall be bound by these Terms of Service and our Privacy Policy as amended from time to time. The services provided on our Portal/Platform are collectively referred to as the "Services".

In compliance with the applicable laws, the Company does not offer online games for entry fees and prizes in the State of Telangana and State of Andhra Pradesh. We also do not offer our services in the states of Assam, Nagaland and Sikkim which together with the States of Andhra Pradesh and Telangana are referred to as "Restricted States". Additionally, due to Tamil Nadu government regulations, you will not be allowed to play Cash Games on the Portal in the state of Tamil Nadu between 12am and 5am.

If you access the Service or play Game(s) from a jurisdiction where Games are not permitted, you shall be entirely liable for any legal or penal consequences under applicable laws and as per these Terms of Service. We reserve the right to take appropriate action including forfeiture of part or complete balance in your account.

Introduction

Your use of the Services through the Portal, are all subject to and governed by these Terms of Service and Privacy Policy, (hereinafter referred as "Terms").

You understand that the Terms will be binding on you. You agree that Services offered on the Portal can be accessed and availed of only in accordance with the Terms and you shall be responsible to comply with the Terms at all times. You are responsible to be aware of and agree to abide by the Terms as published and periodically amended or modified by Toyfin.

Applicability

PRIOR TO REGISTERING WITH US, YOU SHOULD CAREFULLY READ AND REVIEW THESE TERMS which are applicable to all Services on the Portal and also the Website or App-specific conditions and rules applicable to the specific platform. By registering, you agree to abide by these Terms and Conditions at all times.

1. Legality

You may only use the Services to play Cash Games provided you are 18 years of age or over. You confirm that you are not accessing the Services from any Restricted State or outside India. Games offered by us on our Platform are games of skill and not related to gambling or wagering.

2. Game Services

All tournaments, promotional games, practice games, and Cash Games organized on the Portal are collectively referred as "Games". "Cash Game(s)" are games that require a certain minimum cash balance in your user account to participate. We may charge service fees for Cash Games, which can vary based on the game type. Free practice games are also available but may have restrictions.

3. User Representations

All information provided by you must be accurate. Before playing Cash Games, you must ensure it is legal in your state. You are responsible for the consequences of your participation. You also agree not to post or share unlawful or unlicensed content.

4. User Account Creation & Operation

To access the Services, you must register and provide accurate personal details including PAN and bank details. You agree to keep your login details secure. Deposits in your account are for gameplay only. We are required to deduct TDS on net winnings as per Indian law.

5. Validation & Verification

We may attempt to verify your details through email, phone, or KYC documents. If verification fails, your account may be suspended. All personal information will be managed according to our Privacy Policy.

By using our Portal and Services, you agree to all the above terms and understand your responsibilities and obligations as a user of Wager Game by Toyfin Digital Pvt Ltd.